Key tips for new investors at Peaks

Have you been thinking about starting to invest – or recently taken the plunge? Well done you! It doesn’t matter how much you begin with or when you start, the key is simply getting started. Here are a few practical tips for new investors at Peaks to help you make the most of it.

1. Start early

Time is your best friend when it comes to investing. Whether you’re saving for a home, your pension or a new car, the earlier you start, the longer your money has to grow. That’s because of the return-on-return effect – your returns earn returns of their own. Over time, that snowball effect can make a big difference. The longer you stay invested, the harder your money works for you. Curious what that might look like? Check out the returns calculator on our website to see how much your money could grow over the long run.

2. Invest only what you can spare

Investing always comes with risk. Prices go up and down, and sometimes you’ll lose money. Only invest money you won’t need anytime soon to avoid having to sell when markets drop. This way, you can wait for your investments to recover instead of selling at a loss.

Start by getting a clear picture of your income and expenses. Once you’ve built up an emergency buffer, use whatever’s left over – even small amounts make a difference. When you use Peaks, you can start from just €1 and decide how much to invest each day, week or month. Small steps add up faster than you think.

3. Spread your risks

Investing in a few individual stocks might seem fun, but it also means taking bigger risks. If one company’s value drops, your whole portfolio feels it.

At Peaks, your money is automatically spread across six sustainable ETFs from around the world. That means you invest in hundreds of companies and bonds across different sectors and regions. By spreading your money, you lower your risk.

Want to go a step further? Invest regularly – for example, every month. That way, you buy at both higher and lower prices and reduce the risk of investing at the “wrong” moment.

4. Stay patient

Markets go up and down – that’s just how it works. But over time, they’ve always gone up more than they’ve gone down. When the market dips, it can feel uncomfortable, but you shouldn’t let short-term drops throw you off.

Successful investors play the long game. They stick to their plan and let time do the work. Patience and consistency matter more than timing the market or chasing quick wins.