The tax benefit of pension investing in the Netherlands
Sorting your own pension in the Netherlands? Here's what you need to know about the tax benefit.
Investing always involves risks. You could lose your invested money.
How the Dutch pension system works in 2025 (for expats)
Discover how the Dutch pension system works. Learn about AOW, pension funds and annual margin (“jaarruimte”) and how to build your own pension in the Netherlands.
What is a pension gap in the Netherlands (and how do you close it)?
Find out if you have a pension gap, what causes it, and how Dutch tax allowances (jaarruimte & reserveringsruimte) can help you close it.
Your Dutch pension: understanding Factor A and your annual margin
Learn how your annual margin (jaarruimte) and Factor A determine how much you can invest tax-free for your pension in the Netherlands. Understand how to calculate your annual margin, find your Factor A, and make the most of your tax advantages with a Peaks Pension account.
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For the first 30 days, you pay no package fee to Peaks.
You will only pay fund fees and spread then.