How the Dutch pension system works in 2025 (for expats)
Discover how the Dutch pension system works. Learn about AOW, pension funds and annual margin (“jaarruimte”) and how to build your own pension in the Netherlands.
Investing always involves risks. You could lose your invested money.
Future
Read about investing for your pension, forecasting and achieving financial independence.
Your Dutch pension: understanding Factor A and your annual margin
Learn how your annual margin (jaarruimte) and Factor A determine how much you can invest tax-free for your pension in the Netherlands. Understand how to calculate your annual margin, find your Factor A, and make the most of your tax advantages with a Peaks Pension account.
How to use investing to make your plans a reality
What does a sabbatical, buying a house or early retirement cost? And how would you go about planning for these things financially?
How to make return-on-return effect work for you
Albert Einstein called the return-on-return effect the eighth wonder of the world. What is this mysterious term and why is it so important for investors?
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