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Het eerlijke antwoord? Nee. Beleggen moet je alleen doen met geld dat je kunt missen. Als je elke euro nodig hebt om rond te komen, schulden hebt of geen buffer, is beleggen geen goed idee.

","question":"Is Peaks echt voor iedereen?"},{"id":"DGjTICtnSBu4Okjp8rlgAg","answer":"

Een ETF (Exchange-Traded Fund) is een mandje aandelen en/of obligaties dat op de beurs verhandeld wordt. Met een ETF kun je je beleggingen eenvoudig spreiden.

In de Peaks-app kun je kiezen uit vier portfolio's met ETF's. Elk portfolio heeft een eigen risiconiveau – van laag tot hoog. Dit maakt het voor beginners makkelijker om te starten met beleggen, want je hoeft alleen een portfolio te kiezen met een risico dat bij je past. Je hebt hiervoor geen beleggingskennis nodig.

","question":"Wat is een ETF?"},{"id":"43847121","answer":"

Beleggen is geld investeren in activa, zoals aandelen, obligaties of onroerend goed, met het doel om je vermogen in de loop van de tijd te laten groeien. Het houdt in dat je risico's neemt in de hoop rendement of winst te maken.

Met de Peaks-app kun je beleggen in ETF-portfolio's, die zijn samengesteld door beleggingsexperts. Elk portfolio heeft een eigen risiconiveau.

","question":"Wat is beleggen?"},{"id":"43847124","answer":"$20","question":"Hoe werkt beleggen bij Peaks?"},{"id":"GHj4LADbQkGMlPfRIkL2fw","answer":"

Ja, je kunt de verwachte waarde van je beleggingen zowel in de Peaks-app als op onze website bekijken. In de investment return calculator op de homepage kun je zelf je inleg en portfolio bepalen en zo berekenen hoe de kosten zich verhouden tot het verwachte rendement, en welke inleg voor jou passend is.

","question":"Welk rendement kan ik verwachten als ik beleg met Peaks?"}]}]}}]}],["$","div",null,{"className":"Section_copy__ZitLY","children":["$","$L14",null,{"text":{"value":{"schema":"dast","document":{"type":"root","children":[{"type":"paragraph","children":[{"type":"span","value":""}]}]}},"blocks":[]},"leftAligned":false,"bottomPadding":true}]}]]}],["$","div","XIojA6RDTlOBo4iGjvDR9A,XIojA6RDTlOBo4iGjvDR9A",{"className":"Section_wrapper__8BMLF","id":"download-peaks-nu","children":["",false,"",["$","div",null,{"className":"Section_copy__ZitLY Section_preText__zPg6U","children":["$","$L14",null,{"text":{"value":{"schema":"dast","document":{"type":"root","children":[{"type":"paragraph","children":[{"type":"span","value":""}]}]}},"blocks":[]},"leftAligned":false}]}],["$","div",null,{"className":"Section_component__PxAbN","children":["$","div",null,{"className":"FeatureCard_wrapper__h4ems FeatureCard_light__pRB4h FeatureCard_bg-ink__SRzFn FeatureCard_hasMedia__U5cW_","id":"download-peaks-nu","children":[["$","div",null,{"className":"FeatureCard_media__DWDUN","children":[["$","$L15",null,{"data":{"sizes":"(max-width: 3240px) 100vw, 3240px","src":"https://www.datocms-assets.com/14326/1744120310-coin.webp","width":3240,"height":3240,"alt":null,"title":null,"base64":"$21","webpSrcSet":"https://www.datocms-assets.com/14326/1744120310-coin.webp?dpr=0.25&fm=webp 810w,https://www.datocms-assets.com/14326/1744120310-coin.webp?dpr=0.5&fm=webp 1620w,https://www.datocms-assets.com/14326/1744120310-coin.webp?dpr=0.75&fm=webp 2430w,https://www.datocms-assets.com/14326/1744120310-coin.webp?fm=webp 3240w"},"className":"FeatureCard_image__cqLBN","fadeInDuration":150}],false]}],["$","div",null,{"className":"FeatureCard_content__Kb8qB","children":[["$","h2",null,{"className":"FeatureCard_heading__IT0vn","children":"Download Peaks nu "}],["$","div",null,{"className":"FeatureCard_copy__Z4Rfz","children":["$","$L14",null,{"text":{"value":{"schema":"dast","document":{"type":"root","children":[{"type":"paragraph","children":[{"type":"span","value":"Start binnen vijf minuten met beleggen.\nDe eerste 30 dagen betaal je geen pakketkosten aan Peaks.\nJe betaalt dan alleen fondskosten en spread. "}]},{"item":"XzRdQNenSXa_StRIIrrw4w","type":"block"}]}},"blocks":[{"__typename":"DownloadPeaksButtonRecord","id":"XzRdQNenSXa_StRIIrrw4w","_modelApiKey":"download_peaks_button","buttonText":"Start nu","hideDesktop":false,"hideMobile":false,"variation":"primaryBrand"}]}}]}]]}]]}]}],["$","div",null,{"className":"Section_copy__ZitLY","children":["$","$L14",null,{"text":{"value":{"schema":"dast","document":{"type":"root","children":[{"type":"paragraph","children":[{"type":"span","value":""}]}]}},"blocks":[]},"leftAligned":false,"bottomPadding":true}]}]]}]],["$","$L22",null,{"id":"XqKvAS48T2-vtOKOg_NONw","_modelApiKey":"download_app_banner","ratingIos":4.8,"ratingAndroid":4.6,"descriptionIos":"6K+ Beoordelingen","descriptionAndroid":"4K+ Beoordelingen","downloadButton":{"id":"FIg2xTJMTUKCFOePBZEffQ","_modelApiKey":"download_peaks_button","buttonText":"Download","hideDesktop":false,"hideMobile":false,"variation":"primaryLight"}}]]}]]