Good with Money in 2026

How do you become 'good with money'?

Words like ‘interest’, ‘returns’ and ‘inflation’ probably sound familiar. You might have a rough idea of what they mean, but using this knowledge to your advantage might still feel tricky. This is completely normal – after all, personal finance is hardly ever taught at school.

As an adult, you’re expected to figure out an awful lot on your own. From pensions and insurance, to bills, taxes, debt, mortgages and building an emergency fund – there's a lot to keep track of. Add finfluencers, financial apps and buy-now-pay-later options to the mix, and it’s easy to feel overwhelmed and underprepared.

So how do you make informed choices? And how can you set yourself up for a healthy financial future, without drowning in the details? 

Follow Good with Money on WhatsApp

Today, we’re launching the Good with Money WhatsApp channel, a weekly feed sharing clear, bitesize pieces of information and practical tips. Follow the channel to grow your financial literacy gradually throughout the year and step into 2027 more equipped than ever.

Each week, you’ll receive:

• short, easy-to-follow lessons about money, the economy, pensions and building wealth
• practical tips and tools to get your finances organised, such as the Financial Reality Check tool
• reminders for important financial moments during the year
• the monthly Good with Money challenge, with simple steps to help you take action

How it works

The channel is open to everyone — Peakers and non-Peakers alike. It’s free and anonymous: your name, profile photo and phone number are only visible to people who already have you in their contacts.

Joining is easy:

1. Click the link below
2. Tap ‘Follow channel’

Good with Money WhatsApp channel

Do it together

You don’t have to figure it out alone! Developing responsible money habits and learning about how money works is better with friends. Invite them to join the Good with Money challenge and keep each other motivated. Having someone to check in with can make a real difference.

Why is Peaks launching Good with Money?

At Peaks, we believe everyone should have the opportunity to build a healthy financial future, even without a background in finance. That’s why our investing app is designed to be simple and accessible — no specialist knowledge required.

Moreover, we know that financial literacy really matters. Research by the OECD shows a clear link between financial knowledge and financial wellbeing. People who understand financial concepts are more likely to make confident, independent decisions about their money. The same research also shows that only 47% of people in the Netherlands reach a minimum level of financial knowledge.

In short, there’s room for improvement. With Good with Money, we hope to contribute to building a financially confident community – in the Netherlands and beyond — where more people feel comfortable with their finances and empowered to make choices about their future.

Want to learn more?

If you’d like to dive deeper, these studies are a great place to start:

The state of financial knowledge in the European Union 2024  How Financially Smart Are Students? OECD International Survey of Adult Financial Literacy OECD/INFE The Impact of Financial Literacy on Investment Decision-Making: A Comprehensive Review The Role of Financial Education in Improving Personal Financial Planning: A Qualitative Study on Generation