Keeping your money secure

Your Peaks account is secured with a PIN of your choice. You are the only one who can access the app and your investments. Your withdrawals from Peaks can only be paid out to the checking account of your choice. This closed-circuit system ensures that only you can access your money.

Investment firms like Peaks are required to segregate their customers' assets from their own. When you invest with Peaks, your money is held in custody by the Stichting Beheer Derdengelden Peaks. This foundation ensures that you get your money back, even if Peaks were to go out of business.

Peaks is proud to be supervised by the Financial Markets Authority (AFM) and the Dutch Central Bank (DNB). This means we follow strict rules to ensure your investment's security. We are also licensed as an investment firm and payment institution.

To make Peaks as secure as possible, we must verify our customers' identities. That's why we ask for your social security number, ID and bank details. We then perform a check to confirm that these details are correct.

If you use our "Investing with your change" or "Windfalls" services, we need access to your bank account transaction data. We use this data to automatically calculate the amounts you want to invest. We delete this data after two weeks and never share it with third parties.

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