The easiest way to invest for later
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Automatic deposits
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No knowledge needed
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All your investments at a glance
More than 100,000 people use Peaks
4.8
4.3
Everyone has financial ambitions. You, too.
Even if you've never really thought about it. Because many things you want in life simply cost money.
Peaks helps you to realise your financial ambitions. With the Peaks app you can invest independently, sustainably and easily for later, in a way that suits you.
Calculate how much you can earn with investing
Explanation of the costs
The cost calculator
The costs in the calculator are based on the size of your investment, how long you are planning to invest your money, your chosen portfolio and the expected return of that portfolio. The cost in euros is the total cost for the duration of your investment. The cost per year in percentages is the average cost per year during the chosen period.Â
The cost calculator was created to show you the impact of costs on the expected return of your investments. As you can see, the cost percentage decreases as you deposit more money. The calculator also shows that if you start investing with a small amount of money, the costs of investing with Peaks can be relatively high in the short term, when compared to the expected return of your portfolio. Depending on the chosen portfolio it can therefore be a good idea to give yourself a head start by depositing a larger one-time amount or setting higher recurring deposits, to keep relative costs low.Â
The costs of the Peaks app
If you have the starter package, you pay €1.99 per month. In addition, you pay 0.5% of the average value of your investments per year (you pay this in instalments - a little each month). The costs for the app are automatically deducted from your Peaks account, not from your bank account.
The costs of the ETFs
With Peaks you invest passively in ETFs, or exchange-traded funds. If you invest in funds you always have to pay for the operation of those funds. You don’t pay this amount to Peaks, but to the fund providers, such as iShares or UBS. The average cost per fund, per portfolio, is between 0,15% and 0,22% of your invested money per year. This is automatically deducted from your return.
The transaction costs
Each time you deposit money, withdraw money or switch portfolio, a small percentage will be paid to the stock market traders of the index funds in which you invest.
One-time deposit
Monthly deposit
For a period of
Choose your portfolio
It's that easy to build wealth with Peaks
At Peaks you invest in globally diversified portfolios of sustainable index funds. These are baskets with thousands of stocks and bonds with which you can invest well spread at low costs. In this way, you achieve a higher return in the long term than if you actively invest, and you run less risk. This way you build up more capital and you fully benefit from the return-on-return effect.
Index investingSustainable investing
Why Peaks is so easy
The research was done for you
Do you want to invest, but do you find it complicated? You don't need any investment knowledge at Peaks: choose one of the four standard portfolios and you can get started. All four portfolios are well diversified, sustainable and curated by experts. You invest in index funds of renowned asset managers such as BlackRock, UBS and DWS. Do you prefer to choose your index funds yourself? This can also be done very easily in the app.
The Peaks portfoliosCustomise your own portfolioYou automatically build wealth
Investing for later works best when you invest regularly. At Peaks we make it easy for you because you can deposit money automatically. You decide how much to invest and how often: monthly, weekly or even your daily round-ups. This saves you time and builds wealth without you noticing. Would you like to adjust your deposits? You can do that anytime.
Read more about your deposit optionsFor every ambition one account
Maybe you want to go on a world trip in three years and retire peacefully in thirty years. No problem, with Peaks you can easily invest for different ambitions at the same time. You will receive three accounts as standard and, in addition to a 'regular' investment account, you can open an Interest Account and our Dutch users can also open a Child Account and Pension Account (with a tax benefit).
Three promises to you
Easy
Investing at Peaks is very easy and you can start with any amount: there is no minimum deposit and no maximum amount either. Perfect for beginners, but also for experienced investors who want to increase their wealth.
Flexible
You decide how much risk you take, how much you want to invest and how often. With Peaks you don't pay any transaction costs and you can adjust your settings at any time. This way you stay in control of your money.
Safe
Peaks is licensed by De Nederlandsche Bank and the AFM. We handle your data with care and store your money in a foundation that is separate from our organisation. That way, your money stays yours, no matter what happens to Peaks.
Here's how you start
1. Open your first account
Download the app and open your first Peaks account within 5 minutes.
2. Choose your deposit and portfolio yourself
Choose how much you want to invest daily, weekly or monthly. Choose a portfolio that suits you: one of the four well-diversified, sustainable Peaks portfolios or create your own ETF portfolio.
3. Start investing
Did you make your first deposit? Then you can see the current value of your investments at any time. You can adjust your settings at any time for free and never pay transaction costs.
Try Peaks for 3 months without paying Peaks costs
Find out more
The Peaks app
You can access your money at any time and decide for yourself what deposit and risk profile suits you best.
